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Refinance

Learn how to refinance your mortgage so you can reduce your interest rate or lower your payments.

Editors' picks

Broker is explaining the mortgage refinance terms to a young couple

How Much Does It Cost to Refinance a Mortgage?

Ben Luthi profile imageBy Ben Luthi
Oct 8, 2024
A man sitting on a couch with his laptop smiling.

What Is a Cash-Out Refinance and How Does It Work?

Ben Luthi profile imageBy Ben Luthi
Sep 12, 2024
A real estate agent presenting a new future project to a couple with various scenarios.

When Should You Refinance Your Mortgage?

Tim Maxwell profile imageBy Tim Maxwell
Mar 8, 2024

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The latest from our experts

Cash-Out Refinance vs. Home Equity Loan: Which Is Better?

A cash-out refinance and home equity loan are financing options to access your equity as c...

Tim Maxwell profile imageBy Tim Maxwell
Sep 9, 2024

Can You Refinance a Home Equity Loan?

If you want a lower interest rate or different terms on your home equity loan, you might b...

Emily Starbuck Gerson profile imageBy Emily Starbuck Gerson
Aug 21, 2024

Can I Refinance if I’m Behind on Mortgage Payments?

While it's challenging to refinance your home with late payments, it is possible. Discover...

Tim Maxwell profile imageBy Tim Maxwell
Feb 13, 2024

How to Refinance a Government-Backed Mortgage

Looking to refinance an FHA, VA or USDA loan? Before moving forward, check out your option...

Kim Porter profile imageBy Kim Porter
Nov 7, 2023

How to Refinance a Mortgage With Bad Credit

If you’re trying to refinance a home loan with bad credit, here are some steps you can tak...

Ben Luthi profile imageBy Ben Luthi
Sep 21, 2023

Can You Refinance an Adjustable-Rate Mortgage?

You can refinance an adjustable-rate mortgage (ARM). This allows you to buy a home with a ...

Louis DeNicola profile imageBy Louis DeNicola
Aug 8, 2023

Should You Refinance Your Home to Pay Off Debt?

Refinancing your home is a popular option to pay off other debts, but doing so comes with ...

Tim Maxwell profile imageBy Tim Maxwell
May 28, 2023

5 Types of Mortgage Refinances

Refinancing a mortgage means choosing amongst a variety of options. Here are the most comm...

Geoff Williams profile imageBy Geoff Williams
Apr 8, 2023

7 Reasons Not to Refinance Your Home

If you’re thinking about refinancing your mortgage, here are some situations where it migh...

Ben Luthi profile imageBy Ben Luthi
Dec 4, 2022

What Is a “Cash-In” Refinance?

In a cash-in refinance, you replace your existing mortgage with a new one and make a lump-...

Jim Akin profile imageBy Jim Akin
Nov 23, 2022

What Is a Rate-and-Term Refinance?

Need a lower interest rate and monthly payment? Want to make your loan term shorter or lon...

Tim Maxwell profile imageBy Tim Maxwell
Oct 26, 2022

Should You Refinance With the Same Lender?

If you’re thinking about switching mortgage lenders through refinancing, here’s what you n...

Ben Luthi profile imageBy Ben Luthi
Oct 18, 2022

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